Points & Rewards Credit Cards

Best Credit Cards in Category

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	Capital One - Aspire™ Travel Platinum MasterCard® Earn reward miles - with no annual fee!	Prime + 16.80%	$0	Good Credit	Apply

	MBNA - WorldPoints® MasterCard® Earn 1 WorldPoint for every $1 in net retail purchases	19.99%	$0	Good Credit	Apply

	American Express - American Express® AIR MILES® Platinum Credit Card You can earn 350 Bonus reward miles the first time you use the card	19.99%	$50	Excellent	Apply

	Capital One - Aspire™ Travel World MasterCard® Earn more reward miles - on everything you buy!	Prime + 16.80%	$120	Excellent Credit	Apply

	MBNA - Best Western MasterCard® Receive 5,000 bonus Best Western Rewards points after your first qualifying purchase	19.99%	$0	Good Credit	Apply

	MBNA - CAA Quebec MasterCard Earn $.02 per litre of gas at participating Couche-Tard outlets	14.99%	$0	Good Credit	Apply

	MBNA - Sony Card MasterCard® Earn Sony Points with every net retail purchase made on your Sony Card MasterCard®	19.99%	$0	Good Credit	Apply

	CIBC - Aerogold Visa Card 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores	19.50%	$120	Excellent Credit	Apply

	CIBC - Aerogold Visa Infinite Card 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores	19.50%	$120	Excellent Credit	Apply

	CIBC - Aero Classic Visa Card Earn 1 Aeroplan Mile for every 2 dollars charged to the card	19.50%	$29	Good Credit	Apply

What's the Catch with Rewards Cards?

The catch with any credit is this: if you buy stuff you can't afford you will be in debt to the credit card companies for a long, long time. But used responsibly, credit cards can offer a lot of perks, such as earning rewards and points. Typically rewards based credit cards have higher interest rates than low rate cards. If you pay off your credit card bill in full, every month, then a rewards card is a good choice.

How Do I Choose the Right Rewards Card?

Getting the best rewards card is different for everybody. Some people travel frequently, so a airline miles card can help pay for that next flight to Vancouver. Others might want to earn a cash reward automatically without having to remember to redeem the reward. Check out several cards and think about how you will use them to maximize your credit card rewards. Review more rewards card at Canada credit cards