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Instant Approval Credit Cards

Compare instant approval credit cards and apply online. Your application will be processed in seconds and you will recieve an approval decision instantly.
Best Credit Cards in Category Interest
Rate		 Annual
Fee		 Credit
Required		 Apply
Card Capital One - Aspire™ Travel Platinum MasterCard®

Earn reward miles - with no annual fee!

 Prime + 16.80% $0 Good Credit Apply
Card Capital One - Gold MasterCard®: 11.9%

Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)

 11.90% for 3 years $19 Good Credit Apply
Card Capital One - SmartLine™ Platinum MasterCard

Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)

5.99% for 3 years $0 Excellent Credit Apply
Card Capital One - Guaranteed MasterCard®

May help you strengthen your credit history

19.80% $59 Needs Improvement Apply
Card Capital One - Guaranteed Secured MasterCard®

Guaranteed Approval

19.80% $59 Establish Credit Apply
Card Capital One - Low Rate Guaranteed Secured MasterCard®

Guaranteed Approval

14.90% $69 Establish Credit Apply
Card Capital One - Low Rate Guaranteed MasterCard®

Low rate on purchases and balance transfers

14.90% $79 Needs Improvement Apply
Card Capital One - Aspire™ Travel World MasterCard®

Earn more reward miles - on everything you buy!

 Prime + 16.80% $120 Excellent Credit Apply

Instant Approval Canada Credit Cards

If you're looking for a quick decision on your next credit card application, you've come to the right place. The cards on this page offer instant approvals when you apply online. The bank's website will attempt to verify your information and return a decision in minutes.

Can I Use the Card Instantly?

No, instant approval means that your application will be processed within a few minutes, but you will still need to wait for your card to arrive before you can start using it. Some of the cards on this page require a security deposit before using the card, so that transaction will have to take place before your card is mailed to you.

My Application Wasn't Instant, What Gives?

Instant approvals can only take place if the credit card company can verify your information. If for example you have moved recently from Quebec to Ontario, then your credit card application may take longer to process. Other delays might take place if you have changed jobs or changed your name due to marriage. Be sure to double check your application information before submitting to ensure there won't be any delays in processing.